Terms of use

1. Use of Services

You agree to use the Services only for lawful purposes and by these Terms. You must be at least 13 years old to use our Services. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

Prohibited activities include:

• Violating any applicable laws or regulations.
• Using the Services to engage in fraudulent or deceptive practices.
• Attempting to interfere with the functionality or security of the Services.
• Posting or transmitting harmful content, including viruses or malicious code.

2. Account Registration

To access certain features, you may need to create an account. You agree to provide accurate, current, and complete information during registration and to update such information as needed. We reserve the right to suspend or terminate your account if we suspect any unauthorized or fraudulent activity.

3. Purchases and Payments

All purchases made through the Services are subject to our pricing, shipping, and return policies, which are incorporated into these Terms. You agree to pay all applicable fees and taxes for your purchases. We reserve the right to refuse or cancel orders at our discretion, including for suspected fraud or pricing errors.

4. Intellectual Property

All content on the Services, including text, images, logos, and designs, is owned by or licensed to Thriftrise and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our prior written consent.

By submitting content to us (e.g., reviews or feedback), you grant us a non-exclusive, royalty-free, worldwide license to use, modify, and display such content in connection with the Services.

5. User Conduct

You agree not to:

• Use the Services to harass, abuse, or harm others.
• Impersonate any person or entity or misrepresent your affiliation with any person or entity.
• Engage in any activity that could damage our reputation or the functionality of the Services.

6. Termination

We may suspend or terminate your access to the Services at our sole discretion, with or without notice, for any reason, including if we believe you have violated these Terms. Upon termination, your right to use the Services will cease immediately.

7. Disclaimers and Limitation of Liability

The Services are provided “as is” without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that the Services will be uninterrupted, error-free, or secure.

To the maximum extent permitted by law, Thriftrise will not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Services, even if we have been advised of the possibility of such damages. Our total liability to you will not exceed the amount you paid to us for the Services in the preceding 12 months.

8. Indemnification

You agree to indemnify, defend, and hold harmless Thriftrise, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, or expenses (including reasonable attorneys’ fees) arising from your use of the Services or violation of these Terms.

9. Governing Law and Dispute Resolution

These Terms are governed by the laws of Hawkins of the State of [Your State/Country], without regard to conflict of law principles. Any disputes arising from these Terms or your use of the Services will be resolved through binding arbitration in [Your City/State], except that you may assert claims in small claims court if your claims qualify.

10. Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms on our website with a revised “Last Updated” date. Your continued use of the Services after such changes constitutes your acceptance of the revised Terms.

11. Contact Us

If you have any questions or concerns about these Terms, please contact us at:

Email: support@thriftrise.com